SilentChat Referral Program — Terms of Participation

## Placeholder

This page is a seeded placeholder and must be replaced with finalised, legally reviewed terms via /admin/pages BEFORE the referral programme is enabled.

Outline:

1. **Eligibility** — active tenants, employees excluded
2. **How it works** — share code, referee signs up + qualifies, reward credited
3. **What you earn** — X € credit / coupon / trial extension per qualified referral
4. **Qualification** — first paid invoice, no refund within clawback window
5. **Limits** — maximum amounts per month / lifetime, ineligible plans
6. **Pay-out and expiry** — automatic expiry, anti-fraud review
7. **Tax treatment** — note on referrers' tax responsibilities
8. **Programme changes** — right to adjust, notice period
9. **Privacy** — processing under existing privacy policy
10. **Contact** — where to submit questions